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SupportPaytm KYC

Benefits of completing minimum KYC

As per RBI guidelines, you to need do complete your minimum KYC to activate your wallet. In order to complete minimum KYC, you need to provide your Name and Unique identification number of any of Passport, Voter ID, Driving License or NREGA Job Card.

Minimum KYC allows you partial access to benefits of Paytm Wallet. With minimum KYC wallet, you can do the following:

  • Pay to 12 Million+ Merchants who accept Paytm
  • Pay online on any app/website
  • Maintain balance up to ₹10,000 per month
  • Cannot send money to a friend’s wallet
  • Cannot transfer money to the bank
  • Cannot keep the balance of up to ₹1,00,000
  • Cannot open Savings Account


As per RBI guidelines, minimum KYC is valid for 24 months only. To get complete benefits of wallet and to continue usage beyond 24 months, you need to complete your full KYC.