Paytm allows its users to add money to Paytm wallet through various modes including online banking, debit cards, and credit cards. The integrated wallet offers its users a large array of services which includes making payments to merchants, sending money to another Paytm user, transferring money from your Wallet to any bank account, making online purchases and payments etc.To initiate payment for any of the services through Paytm wallet, you will need to have sufficient money in your Paytm Wallet.
Adding money to your Paytm wallet is a quick and seamless process, however, if you have not completed your KYC (Know Your Customer), you may face a few bumps while trying to do so. In fact, this is the primary reason for customers not being able to add money to their Paytm wallet.
In most cases, this happens if you have exceeded your KYC limits. The amount of money that you can add to your wallet at any point of time is decided intuitively based on your credit, debit and balance limit.
To know the limitations of a Minimum KYC account and the benefits of a Full KYC account, please refer the table given below.